Buckinghamshire Building Society

Mortgages

3 Year Fixed Rate Mortgage 5.25% to 31 May 2013

Available to customers looking to purchase or re-mortgage owner-occupied property in England and Wales.

Maximum Advance	65% Repayment	60% Interest Only
Initial Rate	5.25% fixed until 31^st May 2013 then changing to Standard Variable Rate	5.25% fixed until 31^st May 2013 then changing to Standard Variable Rate
Current Standard Variable Rate	5.24%	5.24%
The overall cost for comparison is	5.5% APR	5.5% APR
Arrangement fee	0.50% of the advance capped at £1,000	0.50% of the advance capped at £1,000
Valuation fee	Dependent on property price. See Your Guide to Mortgages.	Dependent on property price. See Your Guide to Mortgages.
Early repayment charge	3% of the amount repaid until 31^st May 2013	3% of the amount repaid until 31^st May 2013
Minimum advance	£40,000	£40,000
Maximum advance	£500,000	£500,000

Interest is calculated annually as at 31^st December.

Individual assessment is given to all applicants by experienced underwriters. Income multiples of 4 x first income plus 2.5 x second income are available.

Reference enquiries will be taken up and credit searches made.

Cases may be declined due to previous loan arrears or if essential information is not disclosed on the application form.

You are not required to buy any insurance through Buckinghamshire Building Society.

Variable interest rates can go up or down.

Interest only mortgages must contain an acceptable repayment vehicle to ensure that the mortgage can be repaid at the end of the term.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Mortgage Department 01494 879517.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE