The Chiltern Gold Notice accounts offer a high rate of interest and are ideal if you don’t need immediate access to your savings, but want the flexibility of a withdrawal option.
Notice period: 7 or 90 days
The minimum opening and operating balance on the Chiltern Gold Notice account in postcode areas HP, SL, UB and WD is £100.(If the balance falls below this amount, a nominal interest rate will apply).
The minimum opening and operating balance on the Chiltern Gold Notice account outside of these areas is £1,000. (If the balance falls below this amount, the account will be closed).
Maximum balance £250,000.
Download an application form for a Chiltern Gold Notice account.
OPERATING THE ACCOUNT
Any number of further deposits can be made into the account subject to the maximum investment.
To withdraw money, give the appropriate notice (7 or 90 days) in writing and you will incur no penalty. If you need access to your savings in a hurry, an immediate withdrawal can be made subject to either 7 or 90 days penalty loss of interest.
Cash withdrawals are subject to daily branch cash limits.
The account can be operated either in person at our branches or by post.
INTEREST RATES
Interest can be paid annually at 31st December or at the end of each month either into the account or to another bank account. Different interest rates apply for each method.
The interest rates are tiered, so you earn a higher rate of interest the more you save.
Interest rates are variable and we may change them at any time. We maintain interest rates at a competitive level.
Interest is normally paid after tax has been deducted, although it can be paid gross upon completion of the appropriate form. Please note that, by law, the Society has to supply annual details to HMRC of all interest paid or credited to investors.
IDENTIFICATION
Go to the Important Information page for full details of the identification required to open the account. Please be aware that, for legal reasons, we are unable to open an account unless valid identification is provided.
OTHER INFORMATION
Upon opening a Chiltern Gold Notice account you will automatically become a member and be bound by the Society’s rules.
All new savers opening share accounts must agree to assign any future windfall rights to the Charities Aid Foundation. The application form has further details.
The Society operates a 14 day cooling off period, so if you change your mind about opening this account you will receive all your original capital plus any interest accrued.
The Society reserves the right to suspend or amend an issue of shares at any time and potential investors should check that the required issue is still available.
This account is subject to the Society’s General Terms & Conditions.
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